Unlisted Shares / Incred Holdings Limited
Incred Holdings Limited

Incred Holdings Limited Unlisted Share Price

As of , the indicative unlisted share price of Incred Holdings Limited is ₹154 per share. This is an over-the-counter reference price, not a stock-exchange quote.

As of , Incred Holdings Limited is not listed on any Indian stock exchange (NSE or BSE) — its shares trade in the unlisted, over-the-counter (pre-IPO) market.

  • Sector: Financials
  • Status: Unlisted
  • Indicative price: ₹154 per share (as of 16 July 2026)
  • Minimum lot: 65 shares
  • Minimum investment:10,010
Industry: FinancialsIncorporated: 2011Unlisted
Daily price
₹154
₹0 (+0.00%)· 1W
As of 16 Jul 2026
8 Jul16 Jul
Indicative. Past performance is not indicative of future results.
At a glance
Price / unit₹154
Market cap₹10,233 Cr
Min. investment₹10,010
Lot size65
P/E ratio27.42
P/B ratio2.68
Key metrics
Price / unit
₹154
Market cap
₹10,233 Cr
Min. investment
₹10,010
Lot size
65
P/E ratio
27.42
P/B ratio
2.68
ROE
9.81%
Book value
₹58.14
Face value
₹10
EPS
5.81
Debt / equity
2.2
Company information
CIN
U67190MH2011PLC211738
ISIN
INE732W01014
PAN
AAECK1977B
Incorporated
2011
Outstanding shares
65,59,44,906 (approx. 65.59 crore shares)
₹ in lakhFY22FY23FY24FY25
Revenue52,42088,0701,29,6101,89,380
Profit after tax3,08010,91030,90037,310
EPS (₹)1256
Revenue (₹ in lakh)
FY22
52,420
FY23
88,070
FY24
1,29,610
FY25
1,89,380
₹ in lakhFY22FY23FY24FY25
Share capital19,27659,52364,18164,751
Reserves & surplus92,2431,95,2572,74,4963,15,600
Investments7,00061,30051,500
Fixed assets4,2075,1875,7615,700
Trade receivables1083
Trade payables300
₹ in lakhFY24FY25
Operating (CFO)-1,37,256-2,81,575
Investing (CFI)-53,9742,314
Financing (CFF)1,59,7393,44,727
Net cash generated-31,49165,466
Net margin23.6%19.3%
Operating margin68.8%60.9%

What is Incred Holdings Limited?

Incred Holdings Limited is an unlisted Financials company whose shares trade in India's over-the-counter (pre-IPO) market and settle in demat form (NSDL/CDSL).

InCred Holdings Limited is the parent entity of the InCred group, one of India's newer diversified financial services platforms. Incorporated in 2011 and headquartered in Mumbai, the company operates as a holding structure whose value is built around three core businesses. InCred Finance is the lending arm, a non-banking financial company that extends consumer loans, education loans, personal loans, loans against property, and credit to small and medium enterprises, with a growing focus on technology-led, retail underwriting. InCred Capital houses the institutional and advisory side, covering investment banking, wealth management, asset management, and capital-markets activities. InCred Money operates as a digital wealth and investment distribution platform aimed at retail investors. The group took its present shape after a 2022 merger between InCred Finance and KKR India Financial Services, a transaction that combined a digitally native lending platform with an established institutional loan book. The business is closely associated with founder Bhupinder Singh, a former senior investment banker, alongside backing from a range of institutional and marquee private investors who have supported the group across funding rounds. InCred achieved unicorn status in late 2023, underlining its scale within India's fintech-led lending landscape. By reported FY25 figures, the company posted revenue in the region of ₹1,870 crore with profit after tax of roughly ₹370 crore, reflecting a diversified, multi-segment financial services franchise. Its shares carry a face value of ₹10 each and trade in the unlisted market under ISIN INE732W01014. InCred Holdings draws considerable attention in the unlisted space because it sits on the cusp of a public listing: the company has secured SEBI approval for an initial public offering proposed for the NSE and BSE, with a fresh-issue and offer-for-sale structure, though final dates and the price band remain to be announced. As a pre-IPO, growth-stage lender with a recognised brand and institutional pedigree, it features regularly among actively tracked unlisted financial-services names. All figures and the indicative price are market-sourced data points, not advice.

Incred Holdings Limited
Price per unit₹154
Minimum units65
Units
65
Indicative amount10,010
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Reviewed by Kanishk Dev Bangia · NISM-202300182946. Indicative pricing, subject to availability, documentation and final settlement. Information only — not investment advice.

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Frequently asked questions

No. As of 16 July 2026, Incred Holdings Limited is an unlisted company whose shares trade over-the-counter; it would list only if and when it completes an IPO.

The minimum lot is 65 share(s); at the indicative price of about ₹154, that is approximately ₹10,010. Indicative reference, not a quote.

As of 16 July 2026, the indicative unlisted share price of Incred Holdings Limited is ₹154 per share. This is an over-the-counter reference price, not a stock-exchange quote.

The ISIN of Incred Holdings Limited is INE732W01014. An ISIN is the unique 12-character code that identifies a company's shares in the depository system; this one is verified against NSDL (the National Numbering Agency). You need it to hold or transfer these unlisted shares in your NSDL or CDSL demat account.

InCred Holdings Limited is the parent company of the InCred group, a diversified Indian financial services platform. It operates through three main arms: InCred Finance (an NBFC providing consumer, education, personal, SME, and secured loans), InCred Capital (investment banking, wealth and asset management), and InCred Money (a digital wealth and investment platform). The group was formed after a 2022 merger of InCred Finance and KKR India Financial Services.

InCred Holdings is not yet listed on the NSE or BSE. It has received SEBI approval for an IPO proposed for both exchanges, but the final dates and price band have not been announced, so the shares currently trade only in the unlisted market. Unlisted shares are typically transferred off-market into a buyer's demat account through platforms that facilitate such transactions, subject to availability, KYC, and settlement terms. This is general information, not a recommendation to transact.

The indicative price reflects negotiated buyer and seller interest in the private, over-the-counter unlisted market rather than an exchange-traded quote. It can move with the company's reported financials, business growth, broader sentiment toward financial services and NBFCs, IPO-related developments, and the supply and demand for the shares. Because trading is private and intermittent, indicative prices can vary across sources and over time.

InCred Holdings was incorporated in 2011 and is headquartered in Mumbai, Maharashtra. Its CIN is U67190MH2011PLC211738 and its ISIN is INE732W01014, with a face value of ₹10 per share. By reported FY25 figures, the company recorded revenue of roughly ₹1,870 crore and profit after tax of around ₹370 crore. These are factual data points sourced from market disclosures and do not constitute investment advice.

They can. If the company declares a dividend, unlisted shareholders are eligible like any other shareholder. Many unlisted firms reinvest profits, so dividends are not guaranteed.

After listing, unlisted shares convert into regular listed shares in your demat account and can be traded on the exchange, usually once any applicable SEBI lock-in period ends.

Unlisted shares are less liquid than listed shares. You can sell when a buyer is available through an off-market transfer; there is no continuous exchange market, so exits can take longer.

Unlisted shares carry higher risk and lower liquidity than listed shares, with fewer disclosures and no live market price. This is general information, not investment advice — assess suitability before investing.

An unlisted share price is an indicative, over-the-counter reference set by demand and supply in private deals between buyers and sellers. There is no live exchange quote, so prices can vary across dealers and over time.

Yes. Unlisted shares are delivered in dematerialised form, so you need an active demat account (NSDL or CDSL). No special account type is required — a regular demat account works.

Unlisted shares are sold through an off-market transfer to a buyer via a registered intermediary, settling from your demat account with a contract note. Liquidity depends on buyer availability, so exits can take longer than listed shares.

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Indicative over-the-counter prices, as of 16 July 2026. Information only — not a recommendation or ranking.

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