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UNLISTED COMPANY PROFILE

ICL FINCORP LIMITED

FINANCIALS LINE
INDICATIVE PRICE / SHARE
₹24
▼ 4.0% · 30-DAY
OTC REFERENCE PRICE · NOT AN OFFER TO DEAL
PRICE AS OF 02 SEPT 2026
VIEW DATA METHOD →
REQUEST CURRENT DETAILS →
INDICATIVE PRICE HISTORY · DATED OBSERVATIONS SINCE 2024

PRICE HISTORY.

Use the left and right arrow keys to inspect dated observations. Home selects the first observation and End selects the latest.

₹30
₹24
02 Apr 2404 Apr 2602 Sept 26

ALL-TIME LOW
₹24
ALL-TIME HIGH
₹30
WINDOW
ALL
NOT A STOCK-EXCHANGE QUOTE · NOT AN OFFER TO DEAL
THE TIMETABLE · KEY NUMBERS

Key numbers

Published fundamentals and the date each figure was recorded.

CALCULATION METHOD →
Market cap
₹181 Cr
Indicative price × reported outstanding shares
Min. investment
₹10,080
Indicative price × lot size
Lot size
420
P/E ratio
42.11
P/B ratio
1.11
EPS
0.57
ROE
2.57%
Book value
₹21.64
Face value
₹10
Debt / equity
4.88
ISIN
INE01CY01013
Company security identifier
THE BUSINESS · HOW IT EARNS

ICL Fincorp Limited provides retail lending principally secured by gold assets. Its official site describes a branch-based process in which a borrower visits a branch, pledged gold is valued, and the company disburses the approved amount. The company lists vehicle loans, business loans and MSME loans alongside gold loans, and offers investment products through non-convertible debentures. Its operations therefore combine secured lending, small-business and vehicle credit, branch-based customer servicing, and funding through debt instruments. The gold-loan process described by ICL includes a branch visit, valuation of gold-ornament collateral and cash disbursement. The company also provides information on interest rates, service charges, a gold-loan calculator and branch locations. Its official site positions gold loans as the principal retail product while listing other lending and investment services. This summary confines itself to product, process and service information presented by the issuer, without making a claim about credit quality, market position or future expansion.

About this company

ICL Fincorp Limited is a non-deposit-taking, systemically important Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India, with a primary focus on gold loans. The company lends against the pledge of household gold jewellery, a segment that historically accounts for the large majority of its loan book, while also offering vehicle loans, business loans, and personal lending to broaden its portfolio. The company traces its origins to 1991, when it was incorporated in Chennai as Jawahar Finance Limited. It was later renamed Irinjalakuda Credits & Leasing Company Limited in 2004 and adopted its present name, ICL Fincorp Limited, in 2016. Its registered office is in Tamil Nadu, while its operational base is rooted in Irinjalakuda, Thrissur, Kerala — a region with a deep cultural familiarity with gold-backed lending. Operationally, ICL Fincorp has built a branch-led franchise across South and parts of West India, serving customers in states including Kerala, Tamil Nadu, Karnataka, Telangana, Andhra Pradesh, Odisha, Gujarat and Maharashtra. The branch network has expanded substantially over the years, supporting a loan book in the hundreds of crores and a customer base concentrated in small-ticket, secured retail credit. Beyond lending, the group has positioned itself around allied financial offerings such as investment and insurance products. ICL Fincorp also accesses public debt markets, having issued listed Non-Convertible Debentures (NCDs) to fund its lending operations — a common practice among mid-sized gold-loan NBFCs. Its equity shares, however, remain unlisted and are traded in the private/unlisted market. Interest in the company's unlisted equity is driven by its established presence in the gold-loan niche, its multi-state branch footprint, and the broader investor attention that gold-financing NBFCs attract in India. As an unlisted entity, financial disclosures are less frequent than for listed peers, and its indicative share price reflects private, over-the-counter transactions rather than an exchange-determined market price. This overview is for informational purposes only and is not investment advice.

COMPANY AT A GLANCE
Sector lineFinancials
SettlementNSDL / CDSL
Incorporated1991
Listing statusUnlisted / Pre-IPO
*INDICATIVE · TIMELINE MAY CHANGE · NOTHING FINAL UNTIL THE RHP

COMPANY REGISTRY · ON FILE

PUBLIC OR ADMIN-SUPPLIED DATA · VERIFY INDEPENDENTLY
CIN
U65191TN1991PLC021815
PAN
AAACJ1806C
Incorporated
1991
Outstanding shares
75,464,942
Registered office
Plot No: C308, Door No: 66/40, 4th Avenue, Ashok Nagar, Chennai, Tamil Nadu – 600083
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THE LOGBOOK · FINANCIALS BY YEAR

WHAT THE ENGINE HAS DONE.

AMOUNT UNIT NOT VERIFIEDFY21FY22FY23FY24FY25FY26
REVENUE7,6348,94311,26414,57019,00224,357
PAT2792713048244428
EPS (₹)111001
PAT MARGIN4%3%3%0%1%2%
CAUTION · AMOUNT UNIT AND FIELD-LEVEL SOURCES HAVE NOT BEEN VERIFIED · DO NOT RELY ON THESE FIGURES WITHOUT CHECKING THE COMPANY FILING

THE CREW · BOARD & MANAGEMENT

K G Anilkumar
Chairman & Managing Director
Uma Anilkumar
Whole Time Director / CEO
Madhavankutty T
Chief Financial Officer
K K Wilson
Director
Nadarajan IPS
Independent Director
Shinto Stanly
Independent Director
Sajish Gopalan
Independent Director
COMPANY TIMELINE · EVENTS
The Board decided to offer 1,05,57,176 equity shares on a rights-issue basis; on 31 January 2025 it cancelled the rights issue and refunded application money with interest. (24 Dec 2024)
READ THE NOTICE →
Sunil Kumar Singh was appointed an Additional Director (Non-Executive, Independent). (16 Jul 2025)
READ THE NOTICE →
The Board approved Umadevi Anilkumar’s re-appointment as Whole-time Director for five years from 31 August 2025 to 30 August 2030. (29 Aug 2025)
READ THE NOTICE →
THE GLOVEBOX · ANNUAL REPORTS
ENQUIRE NOW →
NON-BINDING · NO PAYMENT · NOT AN OFFER TO DEAL
RESEARCH DESK · QUESTIONS

COMMON QUESTIONS.

Is ICL Fincorp Limited listed on the stock exchange?+

No. As of 2 September 2026, ICL Fincorp Limited is an unlisted company whose shares trade over-the-counter; it would list only if and when it completes an IPO.

What is the ICL Fincorp Limited unlisted share price?+

As of 2 September 2026, the indicative unlisted share price of ICL Fincorp Limited is ₹24 per share. This is an over-the-counter reference price, not a stock-exchange quote.

What indicative minimum amount is displayed for ICL Fincorp Limited unlisted shares?+

The displayed unit count is 420 share(s); at the indicative price of about ₹24, the displayed amount is approximately ₹10,080. This is a display convention, not evidence of inventory, an order minimum or a quote.

What is the ISIN of ICL Fincorp Limited?+

The recorded ISIN of ICL Fincorp Limited is INE01CY01013. An ISIN is a 12-character security identifier. Verify it against the issuer and the relevant depository record before using it for any transfer or documentation.

Is trading in ICL Fincorp Limited unlisted shares legal in India?+

Unlisted shares can be transferred off-market in India, but the legal, tax and compliance position depends on the security, parties, documents and current rules. Verify the intermediary, issuer restrictions and applicable requirements before proceeding.

Is there a lock-in period for unlisted shares?+

A post-listing lock-in may apply under the rules in force at the time. The period and any exemptions can depend on the holder and acquisition, so check the current regulation and the issuer's offer documents rather than relying on a generic period.

Do you guarantee returns?+

No. Unlisted shares carry higher risk and lower liquidity than listed shares. Returns depend on company performance, market conditions and future listing outcomes. This is information only, not investment advice.

SIMILAR COMPANY PROFILES
FINANCIALS LINE.
Prices shown are indicative over-the-counter reference prices, not an offer to deal. This page is information only and not investment advice. Unlisted shares carry higher risk and lower liquidity than listed shares. Settlement to your own demat account via NSDL / CDSL through registered intermediaries.
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