ICL Fincorp Limited Unlisted Share Price
As of , the indicative unlisted share price of ICL Fincorp Limited is ₹25 per share. This is an over-the-counter reference price, not a stock-exchange quote.
As of , ICL Fincorp Limited is not listed on any Indian stock exchange (NSE or BSE) — its shares trade in the unlisted, over-the-counter (pre-IPO) market.
| Price / unit | ₹25 |
|---|---|
| Market cap | ₹189 Cr |
| Min. investment | ₹10,000 |
| Lot size | 400 |
| P/E ratio | 43.86 |
| P/B ratio | 1.16 |
What is ICL Fincorp Limited?
ICL Fincorp Limited is an unlisted Financials company whose shares trade in India's over-the-counter (pre-IPO) market and settle in demat form (NSDL/CDSL).
ICL Fincorp Limited is a non-deposit-taking, systemically important Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India, with a primary focus on gold loans. The company lends against the pledge of household gold jewellery, a segment that historically accounts for the large majority of its loan book, while also offering vehicle loans, business loans, and personal lending to broaden its portfolio. The company traces its origins to 1991, when it was incorporated in Chennai as Jawahar Finance Limited. It was later renamed Irinjalakuda Credits & Leasing Company Limited in 2004 and adopted its present name, ICL Fincorp Limited, in 2016. Its registered office is in Tamil Nadu, while its operational base is rooted in Irinjalakuda, Thrissur, Kerala — a region with a deep cultural familiarity with gold-backed lending. Operationally, ICL Fincorp has built a branch-led franchise across South and parts of West India, serving customers in states including Kerala, Tamil Nadu, Karnataka, Telangana, Andhra Pradesh, Odisha, Gujarat and Maharashtra. The branch network has expanded substantially over the years, supporting a loan book in the hundreds of crores and a customer base concentrated in small-ticket, secured retail credit. Beyond lending, the group has positioned itself around allied financial offerings such as investment and insurance products. ICL Fincorp also accesses public debt markets, having issued listed Non-Convertible Debentures (NCDs) to fund its lending operations — a common practice among mid-sized gold-loan NBFCs. Its equity shares, however, remain unlisted and are traded in the private/unlisted market. Interest in the company's unlisted equity is driven by its established presence in the gold-loan niche, its multi-state branch footprint, and the broader investor attention that gold-financing NBFCs attract in India. As an unlisted entity, financial disclosures are less frequent than for listed peers, and its indicative share price reflects private, over-the-counter transactions rather than an exchange-determined market price. This overview is for informational purposes only and is not investment advice.
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Frequently asked questions
No. As of 16 July 2026, ICL Fincorp Limited is an unlisted company whose shares trade over-the-counter; it would list only if and when it completes an IPO.
The minimum lot is 400 share(s); at the indicative price of about ₹25, that is approximately ₹10,000. Indicative reference, not a quote.
As of 16 July 2026, the indicative unlisted share price of ICL Fincorp Limited is ₹25 per share. This is an over-the-counter reference price, not a stock-exchange quote.
The ISIN of ICL Fincorp Limited is INE01CY01013. An ISIN is the unique 12-character code that identifies a company's shares in the depository system; this one is verified against NSDL (the National Numbering Agency). You need it to hold or transfer these unlisted shares in your NSDL or CDSL demat account.
ICL Fincorp Limited is an RBI-registered, non-deposit-taking Non-Banking Financial Company (NBFC) focused primarily on gold loans — lending against pledged household gold jewellery. It also offers vehicle loans, business loans and personal lending through a branch network spread across several South and West Indian states, with operational roots in Irinjalakuda, Thrissur, Kerala.
ICL Fincorp's equity shares are not listed on the NSE or BSE main board; they trade in the unlisted market. Note that while the company has issued listed Non-Convertible Debentures (bonds), its equity remains unlisted. Unlisted shares are typically transacted over-the-counter through platforms that facilitate private transfers between buyers and sellers, settled in dematerialised form. This is general information, not a recommendation to transact.
Because the shares are not exchange-traded, the indicative price reflects negotiated private transactions and prevailing demand and supply among unlisted-market participants. Factors that can influence it include the company's financial performance, loan-book growth, asset quality, sentiment toward gold-loan NBFCs, and overall liquidity in the unlisted segment. The quoted figure is indicative market data, not a guaranteed or official price.
ICL Fincorp Limited was incorporated in 1991 and carries CIN U65191TN1991PLC021815 with equity ISIN INE01CY01013 and a face value of ₹10 per share. Its registered office is in Tamil Nadu (Chennai), and its business is centred on gold-backed lending supplemented by other retail credit products. Investors should review the latest available financial disclosures before forming any view.
They can. If the company declares a dividend, unlisted shareholders are eligible like any other shareholder. Many unlisted firms reinvest profits, so dividends are not guaranteed.
After listing, unlisted shares convert into regular listed shares in your demat account and can be traded on the exchange, usually once any applicable SEBI lock-in period ends.
Unlisted shares are less liquid than listed shares. You can sell when a buyer is available through an off-market transfer; there is no continuous exchange market, so exits can take longer.
Unlisted shares carry higher risk and lower liquidity than listed shares, with fewer disclosures and no live market price. This is general information, not investment advice — assess suitability before investing.
An unlisted share price is an indicative, over-the-counter reference set by demand and supply in private deals between buyers and sellers. There is no live exchange quote, so prices can vary across dealers and over time.
Yes. Unlisted shares are delivered in dematerialised form, so you need an active demat account (NSDL or CDSL). No special account type is required — a regular demat account works.
Unlisted shares are sold through an off-market transfer to a buyer via a registered intermediary, settling from your demat account with a contract note. Liquidity depends on buyer availability, so exits can take longer than listed shares.
ICL Fincorp Limited vs similar unlisted Financials shares
Indicative over-the-counter prices, as of 16 July 2026. Information only — not a recommendation or ranking.