Fino Paytech Limited Unlisted Share Price
Fino Paytech Limited unlisted share price is ₹88 per share (indicative, as of 17 Oct 2026). Minimum ticket ₹25,000 (lot of 260 shares), the same for every company. Sector: Financials. Status: unlisted, no DRHP on record.
All unlisted share prices: dated indicative prices for every company the desk tracks.
Updated 17 Oct 2026, 22:10 IST. Dated dealer references.
BuyUnlistedShares tracks 230 unlisted companies with dated prices; Fino Paytech Limited’s indicative price is ₹88 per share as of 17 Oct 2026, a lot of 260 shares.
Key facts
- Indicative price
- ₹88 per share
- Price as of
- 17 Oct 2026
- Minimum investment
- ₹25,000
- Lot size
- 260 shares
- Sector
- Financials
- Listing status
- Unlisted
- Settlement
- Demat to demat; terms agreed in writing for each deal
- Last updated
- 17 Oct 2026, 22:10 IST
Indicative and dated. BuyUnlistedShares deals as principal.
Buying at a glance
- Minimum ticket
- ₹25,000
- Price shown
- Indicative, dated 17 Oct 2026
- Delivery
- Shares are credited to your demat account
In plain words
- Lock-in if it lists
- Shares bought before an IPO are generally locked in for six months from the IPO allotment date under SEBI rules. The issue documents set the exact terms.
- Demat
- Yes. ISIN INE511I01011: the shares sit in your own demat account and move demat to demat through NSDL or CDSL.
- IPO status
- Unlisted. No DRHP on record.
Facts only, not a rating or a recommendation.
Compare it against the full unlisted share price list: every company the desk quotes, each with a dated indicative price.
Indicative move: -20.0% over 3 months · -23.5% over 1 year.
Key figures
| Market cap | ₹920.17 Cr |
|---|---|
| Minimum investment | ₹25,000 |
| Lot size | 260 |
| P/E ratio | 18.97x |
| ROE | 11.66% |
| Book value | ₹80.52 |
| Face value | ₹10 |
| 52-week high | ₹130 |
| 52-week low | ₹88 |
| ISIN | INE511I01011 |
| Dividend yield | — |
Financials (₹ Cr)
| Metric | FY23 | FY24 | FY25 |
|---|---|---|---|
| Revenue | 1,149 | 1,339 | 1,654 |
| PAT | 50.0 | 81.0 | 97.0 |
| EPS (₹) | 4.79 | 7.75 | 9.28 |
About the company
Fino Paytech, the parent company of Fino payment bank was founded on July 13, 2006, and is headquartered in Mumbai. The Company is a business and banking technology platform combined with an extensive services delivery channel. They enable seamless end-to-end customer sourcing and servicing as an alternate banking channel.
Prices shown are indicative and dated. Unlisted shares are illiquid and values can move sharply.
Registered in Navi Mumbai, Maharashtra.
Registry
- ISIN: INE511I01011
- Depository: NSDL & CDSL
- Listed at: Unlisted
- Price as of: 17 Oct 2026
Company facts
| CIN | U72900MH2006PLC162656 |
|---|---|
| Incorporated | 2006 |
| ISIN | INE511I01011 |
| Face value | ₹10 |
| Depository | NSDL & CDSL |
| Registered office | Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 9th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai - 400706, India |
| Website | finopaytech.com |
| Shares outstanding | 10,45,64,236 |
| Lot size | 260 shares |
| Minimum units | 105 |
| DRHP | Not filed |
Financial statements (₹ Cr)
| Metric | FY23 | FY24 | FY25 | FY26 | FY26 vs FY25 |
|---|---|---|---|---|---|
| Revenue | 1,149 | 1,339 | 1,654 | 1,337 | −19.2% |
| EBITDA | 24 | 70 | 81.7 | −38.8 | profit to loss |
| EBIT | −26 | 7 | 8.7 | — | — |
| Finance cost | 54 | 86 | 105 | — | — |
| Profit before tax | 62 | 80 | 115 | 65.8 | −42.8% |
| Tax | 12 | −1 | 18 | — | — |
| Profit after tax | 50 | 81 | 97 | 48.7 | −49.8% |
| EPS (₹) | 4.79 | 7.75 | 9.28 | 4.64 | −50% |
| Operating margin | 2.1% | 5.2% | 4.9% | — | — |
| Net margin | 4.3% | 6% | 5.9% | — | — |
| Share capital | 104.39 | 104.56 | 104.56 | — | — |
| Reserves & surplus | 533 | 621 | 727.44 | — | — |
| Net worth | 637.39 | 725.56 | 832 | — | — |
| Total debt (borrowings) | 455 | 733 | 839 | — | — |
| Fixed assets | 125 | 154 | 172 | — | — |
| Capital work in progress | 26 | 47 | 130 | — | — |
| Investments | 1,146 | 1,747 | 2,389 | — | — |
| Inventory | 42 | 32 | 33 | — | — |
| Trade receivables | 72 | 77 | 68 | — | — |
| Trade payables | 23 | 16 | 11 | — | — |
| Cash from operations | 385 | 567 | 606 | — | — |
| Cash from investing | −539 | −574 | −863 | — | — |
| Cash from financing | −506.14 | 214 | 33 | — | — |
| Net cash generated | −657.14 | 235 | −234 | — | — |
| Cash at year end | 399.86 | 634 | 400 | — | — |
| Dividend paid | −502 | — | — | — | — |
Key ratios and valuation
| Measure | Value | Basis |
|---|---|---|
| Indicative price | ₹88 | dealer reference, 17 Oct 2026 |
| Market cap | ₹920.17 Cr | price × 10,45,64,236 shares |
| P/E | 18.97x | price ÷ EPS ₹4.64 (FY26) |
| P/B | 1.09x | price ÷ book value ₹80.52 |
| EPS | ₹4.64 | per share, FY26 |
| Book value | ₹80.52 | per share, latest books |
| RoE | 11.66% | return on equity, latest FY |
| Debt / equity | 1.01 | latest balance sheet |
| Dividend yield | — | |
| Face value | ₹10 | per share |
| 52-week range | ₹88 – ₹130 | 317 dated quotes, last 12 months |
| Shares outstanding | 10,45,64,236 | per company record |
Shareholding pattern
| Category | Holder | % of equity |
|---|---|---|
| Others | Bharat Petroleum Construction Limited | 26.77% |
| Institutions | Icici Bank Limited | 9.07% |
| Institutions | Icici Prudential Life Insurance Company Ltd | 10.36% |
| Institutions | Blackstone GPV Capital Partners | 6.87% |
| Institutions | Icici Lombard General Insurance | 5.72% |
| Others | International Finance Corporation | 6.01% |
| Others | Others | 35.2% |
Institutions 32.02% · Others 67.98%
Management and promoters
| Name | Designation | Experience |
|---|---|---|
| Amit Kumar Jain | Whole- Time Director, CEO | 25+yrs |
| Ashok Kini | Non- Executive CH | 30+yrs |
| Dr. Apurva Joshi | Director | 10 yrs |
Business model
Fino PayTech Limited describes itself as a technology-driven financial-inclusion services business. Its FY2025 report says it operates a comprehensive business and banking technology platform supported by service-delivery channels. Its reported clients include banks, microfinance institutions, government and non-government organisations, insurance companies and corporate entities. The company is registered as an Authentication Service Agency with UIDAI, enabling it to provide authentication services to banks and government organisations.
In its standalone accounts, revenue from operations is split between sales of goods and core-banking-solution, enrolment and other services; this demonstrates that the company's income comes from both devices or goods and technology or service delivery. The issuer's contact page lists group companies, but this description refers only to the Fino PayTech legal entity. It is not a description of the separately listed Fino Payments Bank. The summary uses the business description and revenue note in the issuer's FY2025 annual report, rather than secondary unlisted-share commentary.
News and insights
Corporate actions and events
| Date | Type | Detail | Ratio / amount | Source |
|---|---|---|---|---|
| Undated | Other | Fino Payments Bank CEO Rishi Gupta Denied Bail in ₹840 Cr GST Case — \\\\nFino Payments Bank CEO Rishi Gupta Denied Bail in ₹840 Cr GST Case Mar 24, 2026\\\\nFino Paytech Limited\\\\n\\\\n𝗞𝗲𝘆 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁:\\\\n\\\\n🔹 𝗧𝗲𝗹𝗮𝗻𝗴𝗮𝗻𝗮 𝗛𝗶𝗴𝗵 𝗖𝗼𝘂𝗿𝘁 dismisses bail plea of 𝗥𝗶𝘀𝗵𝗶 𝗚𝘂𝗽𝘁𝗮 in alleged GST… | — | Desk note |
Reports and filings
No filings uploaded yet.
Annual reports
- Fino Paytech Limited annual report 2025 (PDF)
- Fino Paytech Limited annual report 2024 (PDF)
- Fino Paytech Limited annual report 2023 (PDF)
- Fino Paytech Limited annual report 2022 (PDF)
Frequently asked questions
Is unlisted shares regulated by SEBI?
No, SEBI does not regulate the unlisted share market but certain rules and regulations of SEBI are applicable in the unlisted market space as well, such as, the DP charges for each transaction, stamp duty, lock-in period and more.
Where can I see the Fino Paytech Ltd. unlisted share price?
An indicative price for Fino Paytech Limited is published above, dated to the day. To deal, use the enquiry desk.
What is the Fino Paytech Limited unlisted share price today?
The indicative over-the-counter reference price is ₹88 per share as of 17 Oct 2026. It is a dated dealer reference, refreshed every working day.
Is Fino Paytech Limited listed on a stock exchange?
Not yet. Fino Paytech Limited changes hands in the unlisted market, over the counter and settle into your demat account through NSDL and CDSL.
What is the minimum investment in Fino Paytech Limited?
The minimum ticket is ₹25,000, the same for every company on the site.
What is the ISIN of Fino Paytech Limited?
INE511I01011. Holdings are settled in demat form through NSDL and CDSL.
How do I buy Fino Paytech Limited unlisted shares?
Send an enquiry with the quantity you have in mind. The desk replies with a dated quote, the paperwork list and the demat steps, and the shares settle demat to demat into your own account.
Is there a lock-in if Fino Paytech Limited lists?
Pre-IPO shareholders other than promoters are generally locked in for six months from the date of IPO allotment under SEBI ICDR regulation 17. The final offer document sets the exact terms.
Sources
- Fino Paytech Limited annual report 2025 · FY 2025 · buyunlistedshares.com
- Fino Paytech Limited annual report 2024 · FY 2024 · buyunlistedshares.com
- Fino Paytech Limited annual report 2023 · FY 2023 · buyunlistedshares.com
- Fino Paytech Limited annual report 2022 · FY 2022 · buyunlistedshares.com
- Fino Paytech Limited company website · finopaytech.com
- BuyUnlistedShares indicative price series for Fino Paytech Limited, dated daily · since 12 Sep 2025 (343 dated quotes) · buyunlistedshares.com
How to cite this page: BuyUnlistedShares, “Fino Paytech Limited unlisted share price”, https://buyunlistedshares.com/unlisted-shares/fino, as of 17 Oct 2026.
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Indicative reference price, dated. BuyUnlistedShares is India's premium unlisted shares desk, run by Gayatri Financial Synergy LLP. In the market since 2002. Data as of 17 Oct 2026.
Before you buy: guides
- How to evaluate an unlisted company before investing
- How Unlisted Share Prices Are Discovered When There Is No Live Order Book
- The risks of buying unlisted and pre-IPO shares in India
- Unlisted Shares Lock-In Period: What Every Investor Must Know (2026)
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