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UNLISTED COMPANY PROFILE

FINCARE BUSINESS FINANCE

FINANCIALS LINE
INDICATIVE PRICE / SHARE
₹114
▲ +0.0% · 30-DAY
OTC REFERENCE PRICE · NOT AN OFFER TO DEAL
PRICE AS OF 02 SEPT 2026
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INDICATIVE PRICE HISTORY · DATED OBSERVATIONS SINCE 2024

PRICE HISTORY.

Use the left and right arrow keys to inspect dated observations. Home selects the first observation and End selects the latest.

₹114
₹85
02 Apr 2412 Aug 2602 Sept 26

ALL-TIME LOW
₹85
ALL-TIME HIGH
₹114
WINDOW
ALL
NOT A STOCK-EXCHANGE QUOTE · NOT AN OFFER TO DEAL
THE TIMETABLE · KEY NUMBERS

Key numbers

Published fundamentals and the date each figure was recorded.

CALCULATION METHOD →
Market cap
₹2,805 Cr
Latest available company data
Min. investment
₹10,260
Indicative price × lot size
Lot size
90
P/E ratio
59.69
P/B ratio
3.05
EPS
1.91
ROE
6.45%
Book value
₹37.36
Face value
₹1
Debt / equity
3.08
ISIN
INE957R01025
Company security identifier

About this company

Fincare Business Services Limited, commonly listed in the unlisted market as "Fincare Business Finance," is a holding company registered as a Non-Deposit taking Systemically Important Core Investment Company (CIC-ND-SI) with the Reserve Bank of India. Incorporated in Gujarat in August 2014 as a private company and later converted into a public limited company, the entity is headquartered in Bengaluru, Karnataka. Its primary historical role was to act as the apex holding vehicle for the Fincare group, channeling capital into and holding the controlling stake in its principal operating subsidiary, Fincare Small Finance Bank Limited. Through that subsidiary, the group built a presence in microfinance and small-ticket lending, serving unbanked and underbanked customers across rural and semi-urban India with a digital-first delivery model. At its scale, the underlying banking franchise managed a multi-thousand-crore gross loan portfolio and a borrower base running into the millions, positioning the group among the recognised small finance bank platforms in the country. The company's cap table historically featured institutional and private-equity backing associated with the broader Fincare platform. A defining corporate event reshaped the structure: Fincare Small Finance Bank merged into AU Small Finance Bank Limited, a listed entity, effective 1 April 2024, via a share-swap arrangement. As a result, the holding company's chief asset transitioned into shares of the listed acquirer. Fincare Business Services subsequently entered a voluntary liquidation process, under which the AU Small Finance Bank shares it holds are intended to be distributed to its outstanding shareholders. Interest in the company within the unlisted market stems largely from this transition. Because its own shares remain unlisted while it holds shares of a listed bank pending distribution, participants track it as an indirect, pre-distribution holding-company position rather than as an operating business. Its indicative price therefore reflects the market's running view of the holding structure and the pending liquidation timeline.

COMPANY AT A GLANCE
Sector lineFinancials
SettlementNSDL / CDSL
Incorporated2014
Listing statusUnlisted / Pre-IPO
*INDICATIVE · TIMELINE MAY CHANGE · NOTHING FINAL UNTIL THE RHP

COMPANY REGISTRY · ON FILE

PUBLIC OR ADMIN-SUPPLIED DATA · VERIFY INDEPENDENTLY
CIN
U74900GJ2014PLC132578
PAN
AACCF4303J
Incorporated
2014
Outstanding shares
33,00,00,000 (approx 33 crore; 32,97,50,096 per FY2023 filing)
Registered office
301 & 302, Abhijeet - V, Opp. Mayor Bungalow, Law Garden Road, Mithakhali, Ahmedabad, Gujarat 380006, India
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THE LOGBOOK · FINANCIALS BY YEAR

WHAT THE ENGINE HAS DONE.

AMOUNT UNIT NOT VERIFIEDFY21FY22FY23
REVENUE1,44,8191,70,7901,89,660
PAT7,038-2,9208,230
EPS (₹)2-12
PAT MARGIN5%-2%4%
CAUTION · AMOUNT UNIT AND FIELD-LEVEL SOURCES HAVE NOT BEEN VERIFIED · DO NOT RELY ON THESE FIGURES WITHOUT CHECKING THE COMPANY FILING

THE CREW · BOARD & MANAGEMENT

G. Dasarathareddy (Dasarathareddy Gunnamreddy)
Managing Director & CEO / Promoter
Gautam Gupta
Chief Financial Officer
Gigyasa Agrawal
Company Secretary
Satyanarayana Peravali
Independent Director
Nandini Parekh
Independent Director
Maninder Singh Juneja
Nominee Director
Dhiraj Poddar
Nominee Director
Divya Sehgal
Nominee Director
COMPANY TIMELINE · EVENTS
IBBI records Fincare Business Services Limited (CIN U74900GJ2014PLC132578) in voluntary liquidation; its process-with-ICD date is 30 September 2024. (30 Sep 2024)
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NON-BINDING · NO PAYMENT · NOT AN OFFER TO DEAL
RESEARCH DESK · QUESTIONS

COMMON QUESTIONS.

Is Fincare Business Finance listed on the stock exchange?+

No. As of 2 September 2026, Fincare Business Finance is an unlisted company whose shares trade over-the-counter; it would list only if and when it completes an IPO.

What is the Fincare Business Finance unlisted share price?+

As of 2 September 2026, the indicative unlisted share price of Fincare Business Finance is ₹114 per share. This is an over-the-counter reference price, not a stock-exchange quote.

What indicative minimum amount is displayed for Fincare Business Finance unlisted shares?+

The displayed unit count is 90 share(s); at the indicative price of about ₹114, the displayed amount is approximately ₹10,260. This is a display convention, not evidence of inventory, an order minimum or a quote.

What is the ISIN of Fincare Business Finance?+

The recorded ISIN of Fincare Business Finance is INE957R01025. An ISIN is a 12-character security identifier. Verify it against the issuer and the relevant depository record before using it for any transfer or documentation.

Is trading in Fincare Business Finance unlisted shares legal in India?+

Unlisted shares can be transferred off-market in India, but the legal, tax and compliance position depends on the security, parties, documents and current rules. Verify the intermediary, issuer restrictions and applicable requirements before proceeding.

Is there a lock-in period for unlisted shares?+

A post-listing lock-in may apply under the rules in force at the time. The period and any exemptions can depend on the holder and acquisition, so check the current regulation and the issuer's offer documents rather than relying on a generic period.

Do you guarantee returns?+

No. Unlisted shares carry higher risk and lower liquidity than listed shares. Returns depend on company performance, market conditions and future listing outcomes. This is information only, not investment advice.

SIMILAR COMPANY PROFILES
FINANCIALS LINE.
Prices shown are indicative over-the-counter reference prices, not an offer to deal. This page is information only and not investment advice. Unlisted shares carry higher risk and lower liquidity than listed shares. Settlement to your own demat account via NSDL / CDSL through registered intermediaries.
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